Which option describes an insurance purchase method through an online marketplace to compare and buy plans?

Which option describes an insurance purchase method through an online marketplace to compare and buy plans?

• A. Employer-sponsored insurance
• B. Health maintenance organization
• C. Individual marketplace plan
• D. High-deductible health plan

Answer: (C)

Buying health coverage through an online marketplace means you can compare plans side-by-side and enroll directly on the platform. The option describing an individual marketplace plan fits this because it refers to coverage purchased by individuals through the online marketplace, enabling you to evaluate premiums, deductibles, networks, and benefits before choosing. Employer-sponsored insurance is provided by an employer, not bought through the marketplace. An HMO describes a type of plan with a network and gatekeeping, not the purchase method. A high-deductible health plan refers to a plan design with a high deductible, not the purchase channel.

Buying health coverage through an online marketplace means you can compare plans side-by-side and enroll directly on the platform. The option describing an individual marketplace plan fits this because it refers to coverage purchased by individuals through the online marketplace, enabling you to evaluate premiums, deductibles, networks, and benefits before choosing. Employer-sponsored insurance is provided by an employer, not bought through the marketplace. An HMO describes a type of plan with a network and gatekeeping, not the purchase method. A high-deductible health plan refers to a plan design with a high deductible, not the purchase channel.